Additional Basic Cover

This is no longer available to apply for.

Some members were eligible for Additional Basic Cover. If you have Additional Basic Cover, the premium rates are as follows (per $1,000 of cover):

Please enter your age:

	Male		Female
Age next birthday	Death	TPD	Death	TPD
16	0.421	0.058	0.228	0.078
17	0.421	0.058	0.228	0.078
18	0.421	0.058	0.228	0.078
19	0.421	0.058	0.210	0.078
20	0.421	0.058	0.210	0.078
21	0.421	0.058	0.210	0.078
22	0.421	0.058	0.210	0.078
23	0.421	0.058	0.210	0.078
24	0.438	0.058	0.228	0.078
25	0.458	0.059	0.228	0.078
26	0.473	0.070	0.246	0.070
27	0.491	0.070	0.263	0.070
28	0.492	0.088	0.263	0.088
29	0.491	0.105	0.280	0.105
30	0.491	0.123	0.297	0.122
31	0.504	0.140	0.324	0.140
32	0.522	0.174	0.343	0.175
33	0.540	0.191	0.359	0.227
34	0.577	0.210	0.376	0.276
35	0.614	0.228	0.412	0.329
36	0.664	0.260	0.429	0.395
37	0.721	0.300	0.485	0.450
38	0.775	0.332	0.517	0.512
39	0.824	0.396	0.569	0.576
40	0.880	0.465	0.621	0.642
41	0.938	0.558	0.677	0.717
42	0.997	0.627	0.750	0.787
43	1.086	0.698	0.803	0.858
44	1.186	0.756	0.855	0.938
45	1.294	0.832	0.913	0.991
46	1.447	0.909	0.999	1.097
47	1.587	0.994	1.114	1.253
48	1.695	1.074	1.228	1.391
49	1.814	1.194	1.361	1.547
50	1.946	1.311	1.576	1.813
51	2.131	1.486	1.780	2.027
52	2.292	1.640	1.978	2.250
53	2.477	1.824	2.155	2.362
54	2.692	2.058	2.360	2.716
55	2.917	2.374	2.526	2.927
56	3.184	2.568	2.767	3.178
57	3.525	2.757	2.968	3.466
58	3.982	3.371	3.194	3.787
59	4.628	3.904	3.536	4.280
60	5.211	4.671	3.925	5.100
61	5.460	5.078	4.324	5.752
62	6.465	6.472	5.227	7.192
63	6.997	7.194	6.003	9.045
64	7.909	8.640	6.343	9.847
65	8.651	8.970	7.028	11.214
66	10.241	10.822	8.807	15.391
67	11.566	12.096	9.791	17.950
68	14.697	16.379	11.130	20.685
69	16.312	16.662	11.855	23.542
70	18.870	20.194	13.214	23.137

All Death and TPD insurance is subject to the terms and conditions in the PDS.
Trustee fee of 1.5% of premiums is included
For members age 65 and over, the ‘Everyday Working Activities’ definition of TPD applies.
Rates are per $1,000 of sum insured and are based on the Insured Person’s age next birthday and gender.